AXP (American Express Co) Moat Score : 9/10 (As of Jul. 15, 2025)

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What is American Express Co Moat Score?

American Express Co has the Moat Score of 9, which implies that the company might have Wide Moat - Clear and robust wide moat.

American Express Co has Wide Moat: American Express Co has a robust brand, strong customer loyalty, and significant network effects. The company benefits from durable cost advantages and superior pricing power, resulting in a clear and robust wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes American Express Co might have Wide Moat - Clear and robust wide moat.

Competitive Comparison of American Express Co's Moat Score

For the Credit Services subindustry, American Express Co's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

American Express Co's Moat Score Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, American Express Co's Moat Score distribution charts can be found below:

* The bar in red indicates where American Express Co's Moat Score falls into.

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American Express Co (NYSE:AXP) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score	Moat Level
10	Wide Moat - Exceptionally dominant and durable wide moat
8 - 9	Wide Moat - Clear and robust wide moat
7	Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6	Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5	Narrow Moat - Solid narrow moat
4	Narrow Moat - Discernible but modest moat
1 - 3	No Moat - Very weak/transient advantages
0	No Moat - No discernible moat

American Express Co Moat Score Related Terms

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American Express Co Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » American Express Co (NYSE:AXP) » Definitions » Moat Score

Comparable Companies

Traded in Other Exchanges

AXP:Peru AXP:Mexico 1AXP:Italy AEC1d:UK 0R3C:UK AEC:Germany AEC1:Germany AEC1:Germany AEC1:Germany AEC1:Germany AXP:Canada AXPB34:Brazil AXP:Austria AXP:Argentina

Address

200 Vesey Street, New York, NY, USA, 10285

Website

https://www.americanexpress.com

American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. Since 2018, it has operated in three segments: global consumer services, global commercial services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.

Executives

Rafael Marquez	officer: President, International Card	200 VESEY STREET, NEW YORK NY 10285
Raymond Joabar	officer: CRO and Pres., GRBC	200 VESEY STREET, NEW YORK NY 10285
Howard Grosfield	officer: President, U.S. Consumer Serv	200 VESEY STREET, NEW YORK NY 10285
Anna Marrs	officer: Pres., Global Comm. Services	200 VESEY STREET, NEW YORK NY 10285
Quinn Jessica Lieberman	officer: Controller	200 VESEY STREET, NEW YORK NY 10285
Stephen J Squeri	officer: EVP, Chief Information Officer	200 VESEY STREET, NEW YORK NY 10285
Ravikumar Radhakrishnan	officer: Chief Information Officer	200 VESEY STREET, NEW YORK NY 10285
Denise Pickett	officer: CRO and President, GRBC Group	200 VESEY STREET, NEW YORK NY 10285
Caillec Christophe Le	officer: Chief Financial Officer	200 VESEY STREET, NEW YORK NY 10285
Monique Herena	officer: Chief Human Resources Officer	225 LIBERTY STREET, NEW YORK NY 10286
Douglas E. Buckminster	officer: Pres, Int'l Consumer & SBS	200 VESEY STREET, M/S 01-50-01, NEW YORK NY 10285
Anre D Williams	officer: Pres. Global Merchant Services	200 VESEY STREET, NEW YORK NY 10285
Jennifer Skyler	officer: Chief Corp. Affairs Officer	200 VESEY STREET, NEW YORK NY 10285
Laureen Seeger	officer: General Counsel	C/O MCKESSON CORPORATION, ONE POST STREET - 33RD FLOOR, SAN FRANCISCO CA 94104
Jeffrey C Campbell	officer: EVP, Chief Financial Officer	4333 AMON CARTER BLVD, FORT WORTH TX 76155